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One of the most common questions business owners ask when evaluating a Professional Employer Organization (PEO) is: “How do PEOs underwrite health insurance, workers’ comp, and other benefits?” Underwriting is the process carriers use to assess risk and determine...

In the crowded PEO (Professional Employer Organization) space, technology often ends up being the differentiator. Payroll, benefits, compliance, HR workflows — almost all of these depend on how modern, integrated, and user-friendly the platform is. Some PEOs stand...

A Professional Employer Organization (PEO) can help nearly any small or mid-sized business by providing payroll, benefits, compliance, and risk management. But some industries benefit from PEOs more than others due to their specific challenges with labor,...

Over the past several decades, Professional Employer Organizations (PEOs) have evolved from a little-known niche service into a mainstream HR solution supporting millions of U.S. workers. But how does the federal government view PEOs? Are they trusted partners—or...

When businesses evaluate a Professional Employer Organization (PEO), health insurance is often the biggest driver of the decision. PEOs pool employees across many client companies into a master health plan, giving small and mid-sized employers access to large-group...

One of the most common questions business owners ask when evaluating a Professional Employer Organization (PEO) is: “Do we have to use the PEO’s 401(k) plan, or can we keep our own?” The answer: In most cases, yes—you can keep your existing 401(k), but there are...

For most businesses, the biggest cost driver in choosing a Professional Employer Organization (PEO) isn’t payroll or workers’ comp—it’s health insurance. Rising premiums have put tremendous pressure on small and mid-sized employers, making the search for the lowest...

Unemployment insurance (UI) taxes, governed by the State Unemployment Tax Act (SUTA), are designed to fund benefits for workers who lose their jobs. Each employer pays a tax rate based on its “experience rating,” which reflects its history of claims. Businesses...

Early Beginnings: The Rise of Employee Leasing in the 1960s–1970s The concept of employee leasing emerged in the United States during the late 1960s and early 1970s as businesses sought new ways to reduce administrative burdens and control rising employment costs....