Compare PEOs

Compare PEOs Side By Side

We are a PEO broker, not a PEO. We compare our network of 40+ providers so you can pick the right fit instead of the best pitch.

โšก Find your savings in 60 seconds

What are you looking to solve today?

Pick your starting point โ€” we'll route you to the right quote tool.

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Compare 40+ PEOs side-by-side

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1 Your contact info
2 About your team
3 Coverage & savings
Step 1 of 3 ยท Your contact info

Let's get your custom quote started

โฑ Under 2 minutes ๐Ÿšซ No sales calls โœ“ 100% free
1
Who are we preparing this for?
We email your quote here โ€” no spam, no sales calls.
๐Ÿ“ฉ Your savings breakdown lands here instantly.
๐Ÿ”’ Only used if you ask us to call.
No fee to your business, ever
Step 2 of 3 ยท About your team

Tell us about your team

2
Tell us about your team
Four quick numbers so we can model your savings.
๐Ÿ‘ฅ Full-time + part-time on payroll.
$
๐Ÿ“Š A rough average is fine.
๐Ÿ›ก๏ธ These last three sharpen your workers' comp estimate. We've pre-filled typical values โ€” only change them if you happen to know yours. If not, just leave them and continue.
โœ… Pre-filled with the typical rate โ€” leave it as-is if unsure.
โœ… 1.00 is industry-average โ€” only change it if your insurer gave you one.
๐Ÿ’ก Enter your details above to see live savings insights.
Or get a quote for just one service Don't need the full PEO? Pick what you actually need โ€” instant quote in under 60 seconds.
Step 3 of 3 ยท Coverage & savings

Last part โ€” your health coverage

๐Ÿงญ
Almost done โ€” this is the only part people slow down on, so we'll walk you through it.
Just two things below. Rough numbers are totally fine โ€” we confirm the exact figures with you on the call.
1 What you pay now 2 Who's on which plan
1
What do you pay today?
One number required, one optional. Estimates are fine.
$
๐Ÿงพ What you pay ADP / Gusto / Paychex in fees (not wages). Unsure? ~$1,000โ€“1,500 per employee/yr.
$
๐Ÿ’ก Don't know it? Leave blank โ€” we'll estimate from your plans below.
2
How many employees are on each health plan?
Match your plan to the closest type below and type a headcount.

๐Ÿ‘‰ If everyone's on one plan, just type your headcount on that one row and leave the rest at 0.

Which plan type is mine?
Plans differ mostly by deductible โ€” what an employee pays out of pocket before insurance starts covering costs. Lower deductible = higher monthly premium.

โ€ข Basic / Bronze โ€” cheapest each month, highest deductible (~$3,000). Common for younger, healthy teams.
โ€ข Silver โ€” the middle-of-the-road choice most companies land on (~$1,500 deductible).
โ€ข Gold โ€” richer coverage, lower deductible, see more doctors.
โ€ข Platinum โ€” top tier, lowest out-of-pocket (~$500), highest premium.

Still unsure? Pick the closest โ€” an estimate is fine, and we double-check it with you on the call.
Basic
Lowest monthly cost ยท ~$3,000 deductible ยท HSA-eligible
Bronze
Low cost ยท in-network doctors only ยท ~$3,000 deductible
SilverMost common
Balanced cost & coverage ยท ~$1,500 deductible
Gold
Richer coverage ยท ~$1,500 deductible ยท see any doctor
Platinum
Top tier ยท lowest out-of-pocket ยท ~$500 deductible
๐Ÿ’กWhen you type a number on a plan, a small panel opens so you can split those people into Employee Only / + Spouse / Family. If that feels like a lot, put everyone under Employee Only for now โ€” we'll fine-tune it together.
๐Ÿ”’ No credit card. No obligation. Your custom savings breakdown appears in seconds and lands in your inbox.

Generating Your Custom Quote

Analyzing your dataโ€ฆ
Comparing rates across our network:
โœ“ Quote Generated

Your Custom PEO Quote

Estimated Annual Savings
$0
โ†‘ vs. your current setup
Per-Employee Cost
$0/mo
3-Year Savings
$0
๐ŸฅHealth Insurance Savings
$0
๐Ÿ—๏ธWorkers Comp Savings (EMR-adjusted)
$0
๐Ÿ“‹SUTA / Payroll Tax Savings
$0
โš™๏ธAdmin Time Value
$0
Annual Cost ยท Today vs PEO
Where your money goes โ€” and what we recover
Today With PEO
Bars scale to your highest annual cost across all categories. Hover any bar for the exact figure.
Choose an option below โ€” or just check your inbox, your next steps are already on the way.
๐Ÿ“ง
Check your email โ€” your next steps are on the way. We've emailed you a link to your secure Vyral PEO portal. That's where you'll upload a few documents so we can validate firm, real rates from your matched PEOs. A personalized video walkthrough follows a few minutes later.
๏ƒŠ

40+ PEOs In Our Network

We keep an active view of the PEO market so you do not have to research it yourself.

๏ƒง

Free To Your Business

You pay us nothing. We are compensated by the PEO you choose, not by you.

๏€Œ

Independent Advisor

Vyral is a broker, not a PEO. We have no product to push, only a fit to find.

What to compare, beyond price

Two PEOs can quote the same number and deliver very different years. These are the six things worth comparing.

๏ƒŠ

Pricing model

Percentage of payroll or flat per employee per month. The two behave very differently as you grow.

๏‘ฌ

Benefits network

Which carriers the PEO can actually offer in your state, and how deep the plan choice goes.

๏ƒง

Workers comp handling

Whether comp is bundled, how the class codes are set, and what happens at audit.

๏…

State licensure

PEOs must be licensed where you operate. We cover New York, New Jersey, Florida, Pennsylvania, Massachusetts, Connecticut and Virginia.

๏ƒ€

Service model

A named representative versus a ticket queue. This is the difference most clients feel day to day.

๏€Œ

Minimum headcount

Some providers will not take you under a threshold. Better to know before the demo.

Common questions

How do you choose which PEOs to show me?

By fit, not by who pays most. The filters that matter are your state, headcount, industry class and the benefits you need. Providers that cannot serve those are not shown.

Are you paid by the PEOs?

Yes, and we say so plainly. The PEO you select compensates Vyral. You are never charged. It also means we have no reason to push a provider that will not renew, because a client who leaves in year one is worth nothing to us.

Can I talk to an actual person?

Yes. The instant quote is self-serve if you prefer it, but you can book a specialist call at any point and skip the tool entirely.

What if I already have a PEO?

Then a comparison is still useful, particularly at renewal. Plenty of businesses find their current provider is competitive. Knowing that is worth something too.

No cost to you

Compare on the things
that actually matter.

Side by side, from an advisor with no product of its own to sell.